aaa insurance missouri quote

BEST ANSWER: Try this site where you can compare quotes:insure4car.xyz

RELATED QUESTIONS:

Can I get a driver's license without a car or insurance?

I'm older than 24 and never got around to getting a driver's license because I went to college at a young age. Now I have an opportunity to use my mom's insured car for a couple months, and I want to practice and get a driver's license, just so that I'll have the driving test out of the way (and won't feel so weird being this old without a license). However, I still don't plan to have a car, I'll be moving somewhere that I don't need a car, etc. I don't want to have to pay any insurance for having the license. Can I just get a permit and practice and take the driving test and get a license, without ever buying a car or auto insurance? And then I won't use the license, I'll just have it until it so happens that I might need to drive (perhaps use the insurance that you can buy along with rental cars, if I need to rent a car?). Also, I'm not sure if I'll be covered under my mom's insurance for permit driving because I am older than 24. I really don't know much about this. I just started looking into it about an hour ago. I've had an illness for a couple years that prevented me from driving but I'm getting better and thought maybe I should learn to drive now.

Im a 16 year old and got my drivers license how long should i wait to get my motorcycle license?

Since im 16 and got my license. if i wait will the cost of motorcycle insurance go down? if so by about how much?

Insurance prices?

Why is insurance so high on a 08 suzuki 1300. I am 42 and was quoted 900 a year. Is that bout right

Am I getting a bad deal from the Car insurance Company?

Back in October of 2010I was involved in a Hit and Run Accident. The Guy that hit us was found a few days later and we filed against his insurance. Me and my Fiance both went through Physical therapy for our backs. Medical bills totalled about 5K for me and about 8K for her. There were times when she was in tears because her back was hurting so bad. She Couldnt work some days either and she is self employed and works from home as a graphic Designer. I missed some days of work too but my pain was not near as much as hers. State Farm Called and offered a settlement with me to pay the 5k to the Doctor and then a $1000 check to me for my pain and suffering. They called my Fiance to settle but she did not answer. My guess is they will probably offer her the same. Is Paid medical bills plus $1,000 fair? We missed work from it. Delt with stress and Physical therapy for about 3 months and not to mention all of the inconveniences associated with getting the car fixed and also dealing with insurance stuff. The guy that hit us was found a few days later but never offered a good excuse as to why he hit us and then ran. He originally filed a false claim with State Farm and said that he hit a tree and not another vehicle. It was all overturned against him once Geico called them and submitted the police report. Should I get a lawyer? I honestly feel like we should be getting more. Especially my Fiance but if it's fair It's fair. Can anyone help?

General concepts of health insurance?

What are the general concepts of health insurance? What arevarious types of private health insurance options? Difference between them?

Best car insurance for over 60 male?

Had a DR10 drink driving in 2009. (Long story and yes should not have done it but) Require best option for fully comprehensive covering legal etc. Any idea of which car insurance company is best?

Affordable health insurance?

i know this isn't a pregnancy question but i believe moms would know about their health insurance and this is the only category where i get an answers so thanks in advance moms! i dont have hundreds of dollars to pay for insurance. if i did i could go to the doctor without it. i need some health insurance that i can afford. anyoe have any ideas?

Where to find cheap insurance when I have a teenager that lost her license for three months?

My daughter received three tickets and her license was suspended, She is able to get it back now but the insurance company wants to charge me $500 a month just for her. Are they kinding who can afford that.

At what point does an insurance company own your car when it is stolen?

I live in the state of California and my car was stolen. I was paid out for it by my claims adjuster, but the paperwork is still in the process of being transferred from my name to the insurance company's name. Is the car relinquished? If it gets found, am I liable for towing expenses, etc and is it legally still mine?

How much do you pay for health insurance per month?

Just your portion/ per month / your age I am 30 and did not choose a health plan at work because I think $170 a month for basic HMO is too much for a single healthy person. I used to pay $60 with dental and vision at my last job (which I know is really cheap). When I interviewed here they told me they had a great health plan. Well, guess what they lied! I will definatly be asking more questions about health insurance when I talk salary for my next position.

Insurance wise, am I allowed to drive my parents' car?

My parents bought me a car (Honda Accord), and my name is only under that car at the current moment, whilst their names are under all of the vehicles in this family. So, if I was driving my dad's Acura TL, registered under him and my mom, and I got pulled over for a random checkpoint, would I be okay?

Insurance question: Does anyone know?

An insurance policy that covers several individuals, often sharing common professions, is called a(n) _____________ policy.

What is the approx. monthly cost for a car insurance for a 19 year old?

i have about one year with my license, i dont have a car yet, but i want to learn more about car insurances before i get one, and i want an idea of what is the cost.

How much should I expect to pay for umbrella insurance?

I'm a landscaping contractor in Southern California. I think I need about $2,000,000 in umbrella insurance. How much should I expect to pay (yearly) for that?

Does car insurance in america cost less than the uk? Is it the car thats insured for any driver?

Is the car insured for any driver or do you have to insure the driver for the car. eg. would it cost a 20yr old the same as a 50 yr old to insure a car regardless of the car?

Can I take my drivers test without insurance?

I plan on taking my drivers test on Monday (today is Wednesday) and I called my family's insurance company, but they said they will have to get back to us at the end of the week because they have been busy helping people cover storm damage (obviously, we recently had a bunch of tornadoes go through my town) and I am not sure if I can be insured by Monday. If that is the case, can I at least take my test? If it makes a difference, I live in Missouri.

Are insurance rates high for classic cars?

Problems with car insurance?

Okay so I am looking for some VERY affordable auto insurance. Sounds easy right...but this is the problem...my previous insurance lapsed and I have been without insurance since April(don't worry..not driving!!) But now I am ready to drive again, and I am having a hard time finding some thats affordable...know any good ones?? Thanks ALOT!!!

How much will my insurance be?

I'm turning 16, and I intend to get a used passenger van for my first car (I'm in a band), and my parents are making me pay for my first 6 months of insurance (I believe you have to be 18 to have your own insurance so I guess they're making me pay the difference between whatever they usually pay and how much they'll pay after I'm on their policy. The van I'm looking at has 120,000 miles on it, if that matters, but only 70,000 on the rebuilt engine.

Will a 30kph ticket skyrocket my insurance?

Alright, so I got pulled over going 90 in a 60. I know I shouldn't be speeding but I was late for work, I never got a ticket before... I'm a 18 yrs old male, and I don't have much money to afford expensive insurance... I'm currently paying 150$ a month (before the ticket) so will my insurance skyrocket? It's considered a major infraction where I live.. *also, the police officer told me that he can apply a bigger charge if I decide to fight the ticket... Are they aloud to do that??

HELP PLEASE. AUTO INSURANCE FOR NEW DRIVER. I NEED A GOOD ANSWER?

how much a year would a 1998 chevrolet camaro base, not z28, be for a new driver. any ideas? and also a 2002 dodge intrepreped es 4 door cost? please.

Would my health insurance cover for vision?

I currently have Aetna Health Insurance. On their insurance plan, they say they cover vision for free. However, when I was filling out my insurance plan, I forgot to check the box that said I wanted vision covered because it said it was free. Now when I went to get a prescription for glasses, the insurance company said they wouldn't cover it because I did not check the vision box. Would the company still have to cover it, because they said vision would be covered for free.

Does my first speeding ticket increase my auto insurance rate?

I just got my first speeding ticket, and I'm really worried about the insurance rate ! The ticket says 60 on 30 limited area, so yeah 30mph over the limit ! also they were not using any detector as on the ticket says, can I go to the court say they made a mistake?! lol I'm living in MA FYI.

Do anybody know of any cheap health insurance?

I haven't had any insurance since 2007.

Do you have health insurance?

if so, how much is it per month? how old are you? what kind of deducatbale do you have? feel free to answer also if you do not have insurance? also, do you support obamacare?

aaa insurance missouri quote

Good 125cc motorbike 1000 Low insurance 4 stroke?

I need a good motorbike that is 1000 - 1300 That has LOW INSURANCE (Under 300) That is also 4 stroke and 125cc . I like the look of the sym XS125 k

Do parking tickets make your insurance go up?

i just got one last night for $40. guess i didn't have a permit to park on that street during those hours. i have state farm auto insurance. i'll pay it right away, but will it raise my insurance rate?

How much would insurance cost for a 2001 mitsubishi eclipse?

Im 16 and just about to get my license! I have a 2001 mitsubishi eclipse and I was wondering how much insurance would be for it. Im a first time driver, but im also in a drivers ed class and I have good grades, so that should help with a discount hopefully! But with this info can anyone give me an average or something on what they think of the price of the insurance. Just remember, -first time driver -good grades/drivers ed class -2001 eclipse thanks!

How much is car insurance for teenagers?

I've been trying to find the answer for awhile now, but all I find are websites that have paragraphs of information that I don't care too much about. Could you just give me an average number?

How can i get affordable health insurance, with a low income?

I work part time,i am physically disabled ,my husb is unemployable,rejected from disability, i have very bad health condition and need health insurance to continue dr.care....How can i get affordable health insurance that won't cost me a fortune? I have gone to the DPA and i was rejected by them. I suffer with depression/(diagnosed bi-polar) ,,disc disease,IBS....i must obtain medical Insurance to continue treatment in order to continue working...how can i get help?

Who gets what (or how much) from an insurance settlement?

i was involved in 2 car accidents (neither my fault) during my marriage that have ended up in litigation. my other half who wants the divorce, (i feel) is stalling, waiting to see what happens to the settlement before she signs her name. we have no other need for an attorney (dont have anything (else) to fight over). does any of this matter? does it matter when the lawsuit is finalized in relation to the divorce finalization?

Refused car insurance for being?

a house husband (was told by insurers ) so could i word it as being a child carer (without telling lies) for insurance purposes

How much do you pay for car insurance?

How much do you pay for car insurance? On like an 2003 truck?

Im looking for car insurance?

coverage for individuals who are less able to afford auto insurance

Child only health insurance?

I have done some research and haven't been able to find any decent child only insurance. My daughter is four months old, and we are looking to insure her in the state of Connecticut. What insurance companies supply insurance for just her? Thanks!

How many people lack health insurance?

If you lack health insurance, why? If you cannot afford it, what could people around you do to help you out?

Car insurance for 17year old help?

basically i want online to see how much it cost to insure a 1.2 corsa but everytime i go on insurance sites i get quotes around the price range of 6000 but my friend got his corsa insured for around 1 grand and he is the same age as me, he now drives a ford focus which is a 1.6 but he pays 1.6grand so i was wondering why, what am i doing wrong? do i have to call the up to get a cheaper quote because no matter what i input on insurance site to make it cheaper it still ends up come up around 6grand.

Good Car Insurance Companies? For a young driver...?

I was wondering if anyone knew any cheap car insurance companies for a 17year old female? I've had a full licence since February of this year and was with Quinn-Insurance. I paid just over 2200 for a years insurance which runs out the end of next month. I know this is a good deal for a young driver but obviously I'd love cheaper lol. Any company names would be greatly appreciated for me to look into further.

Does anyone know the average insurance quotes for 2007 Nissan Altima in Wisconsin?

Maternity insurance in Texas?

My husband is self-employed and we have previously been getting insurance through my employer. However, I just had a baby and am planning on staying home with him instead of working. We have been researching different family insurance plans - and we have found some plans that are do-able. However, I cannot find a plan that offers maternity benefits. The closest thing I can find are plans that cover you if you have complications - but I need a carrier that provides coverage for the pre-natal visits, labor and delivery and hospital stay. Regardless of the price, this is something we have to have in the future. I am in my mid-20s and will want another baby in the next few years. I was just wondering if there were any companies that were exclusively maternity insurance companies or any bigger companies that offer what I am looking for - maybe a company that I did not see. I appreciate all the answers!

Car Insurance for a 17 year old male...?

I am looking for car insurance as I will (fingers crossed) have passed my test by christmas. I need insurance on a 1997 P Reg 1.4L Renault Megane (which I have learned in, so will be buying off my dad) ... either that or it will be a 1.0L - 1.2L probably M Reg 3 door car, something cheap, small and cheap to run. Most places are either refusing to insure me, or are giving me ridiculous prices of between 3500 - 5000. Also, I am getting quotes as though I already have the full licence, and not provisional. I know people of the same age going to these companies with bigger and newer cars getting insured for 2000. Whats going on? U.K. answerers only please :-) Ta. J. X

Where can I find affordable life insurance for sr citizen in-laws?

I read a previous thread suggesting MediCare, but I am not talking about HEALTH insurance. They only have term life insurance tied to current job, and they need to retire. They have ...show more

Does full coverage auto insurance cover vandalism?

recently someone has threw a bottle of nail polish to my car, not a big deal no dents or anything, but what if they come back and smash my windows and tire does my insurance cover that?

How does Obamacare increase health insurance premiums?

i've been seeing that they've gone up more when the reform was suppose to lower them. how exactly was obamacare suppose to lower insurance premiums?

How much does a car insurance quote cost?If u get one u wont get emails from them,and stuff in the mail,will u

How to get a car which is inbound because car was without insurance?

There is an awareness issue of , we didnt have car insurance . but yesterday I got to know that its illegal to drive a car without insurance. The understanding was that it would be dangerous but illegal was new thing. From yesterday we are trying to get insurance but they are saying that it is not possible to get insurance for inbound car. We can get insurance after release of the car but now we are stucked .Because police is not releasing car without insurance. We don't know anybody here so facing little problem.

What is the cheapest place to get car insurance in Toronto Canada?

Teenager first car, first insurance questions I live in the UK?

My step daughter has a car registered in her name at her home address. She wants her father who lives at a different address to add her to his insurance as the second driver. The premium will be far cheaper. But her father will not drive the car. I think its known as 'Fronting'. I want to know for this kind of insurance would her father have to be the registered owner and would the car have to be registered at his address? As a second driver will she be able to drive anywhere in the country and still be covered? If she gets a speeding ticket and he is the registered owner who will get the points and/or fine?

What's a good website for comparing auto insurance rates in Massachusetts?

I don't feel like paying $2,000 for insurance on a car that's worth barely that, but I don't know where to find a better deal. Any good resources for comparing rates? I'm in Massachusetts.

Where can I get homeowners insurance with bad credit?

aaa insurance missouri quote

What insurance company is best for self employment health insurance?

I am thinking about becoming self employed. What company offers the best insurance policy for self employed people?

How Much Will My Insurance Go Up At 10km/h Over The Speed Limit?

I got a speeding ticket for going 60km/h in a 50km/h zone while trying to pass someone (which says in the driving handbook that it's legal as long as it's under 20km). I took it to the court and I was found guilty, I've never had any tickets in the whole 5 years I've been driving and no accidents at all. My insurance is already through the roof because I have a newer car and I'm only 23 and they said my premium won't have a big drop until I'm 25 anyway. I didn't lose any demerit points at all on my license and up until now I have had an absolutely clean driving record. If my insurance finds out, is there any idea how much my premium could possibly go up?

Question regarding auto insurance claim?

Recently, our car got pummeled by a hailstorm. We went to a bodyshop prior to the meeting with the damage adjuster (which is today), and was told by the tech that our car would require both conventional and PDR repair. However, the estimate report was written up today for PDR repair only. Does that mean I'm limiting to PDR repair only? Or can the bodyshop challenges the insurance company's estimate and go for the conventional & PDR repair?

I want to by a nissan s-cargo does anyone know anything about them or what the insurance cost is?

http://www.carfolio.com/specifications/models/car/?car=131516&Nissan-quote Nissan s-cargo this is the site for my car and I love it just curious what the insurance will before I make a offer and would like to hear opinions and stories about them.

Monthly insurance for a Mustang?

I'm a 17 year old male and was wondering what the monthly insurance would be on a mustang? And if you know if a certain years model is the cheapest post that to please?

Best first cars? cheap to insure?

Is there a published list of average car insurance rates for all insurers?

Is there a published list where all auto insurers report their average rates? Basically a comparison chart or similar type information? If not, are insurers required to list their average rates somewhere? Basically I'm trying to compile a list of insurance rates, hopefully based on the different criteria used by the insurance companies themselves. I'm trying to find a way other than calling each individual insurer to get a ballpark figure on their rates for different types of drivers.

What car dealers offer free insurance with their finance cars?

I am looking to get a car on finance with free insurance in the uk can anyone help or provide a link ? Thank you

Car Insurance? There has to be a way.?

My X has had two accidents and a speeding ticket in the last two years. Her insurance company dropped her. The car she is driving now is financed and as everyone knows, it must carry full coverage, but the quotes are crazy. From $200 a month to $430 a month. She used to pay $65 a month. Can anyone suggest how to get full coverage and still keep her pocketbook happy?

Penalty for driving with no insurance or registration in california?

Got pulled over, had expired tags and no insurance. Officer didnt tow my car. Just gave me a ticket for both and sent me on my way. How much am i looking at?

What are 1995 BMW 325i Insurance rates?

My cousin is giving me her old 1995 BMW 325i, four door, white. I was wondering what the rates would be for Farm Bureau Insurance in NC.

Which health insurance is good and better in California?

Deciding from this health insurance Aetna, Anthem Blue Cross of California, Kaiser Permanante.

How would insurance be on these cars?

first of all plz dont tell me call insurance or that im to young and dont need these cars and should get a camry. i just turned 17 and just got a job at In n Out and by my senior year in highschool which is after this summer i want to get a car and my parents would help me but everytime i ask them they say dont talk about it untill you have 2500$-_- so i was just wondering how much is insurance on these cars i have in mind, first, nissan 350z(any year) honda s2000(any year) mazda miata(1998-2004) and last a scion tc (2004-2008) the car will be under MY MOMS name and i will be put as an additional driver but not main driver or however you put it. can i just have the price ranges it doesnt have to be exact, if it help i live in califronia Orange county anaheim thanks guys

Where can I find a CAR RENTER'S INSURANCE that I could use for a week?

Found a cheap rental car- but they require insurance. Need a short short term insurance for renting car- HELP?

How much is home insurance per year in South Florida ?

Were purchasing a home around 300,000 how much is insurance yearly ? Anyone pay around this much ?

Insurance agents - Life insurance commissions?

Hello everybody, I am hoping to find life insurance agents working with different companies. my question is what is the commission I can accept to receive from different publicly traded companies what offere not only auto, home and others but also life and disability?? I am currently working with Mutual Company and I am a captive agent and only receive 35-55% commission on any life insurance produce i sell and it seems like it was important for me before to work for a mutual company and never was conserned about low commission, but I am also getting invoved with Auto and home insurances and i am hearing that these public companies offer higher commission and let me tell you now days I want to get higher commission becuase the industry has slowed down for me and I am interested to make the most out of what I do right now... any information about commissions with different companies would be appreciated.... I am open to any advise, suggestion, information, and comments.... thank you all

Car Insurance?

My car insurance renews in january.. what if I pay it all off say by april, but then I get a new car in May does the insurance transfer over and I pay the difference for the new car? and what if I didn't pay off all the insurance but got a new car would I not have to pay off the rest of the balance? I never understood this.. thank youu

How much would insurance cost for a 2005-06 mustang?

i am 16 and want a mustang how much will insurance be for a year compared to the average car... also i wont have a big engine....the car will be 14,000 or less

Do you have health insurance?

If so, How much is it per month? How old are you? What kind if deductable do you have? feel free to answer also if you do not have insurance, also do you suppport Obamacare?

1990 Mazda Rx7 Insurance?

Im 18, i live in wisconsin and im looking to buy a 1990 Mazda rx7 gtu.. i have no bad records or nothing b student... and i was wondering how much a year would a 1990 mazda rx7 gtu cost? or even monthly.. before i can buy it need to know if can support 2 cars on my insurance a year. Any help would be great.. i'v been looking every where..

What car can i get as a 18 year old which wont kill me on insurance?

please help all the quotes i been getting are well above 5 grand , also if you got any tips or ideas on how to lower my insurance quotes that would be greatful

How much will car insurance be for a sixteen year old girl who lives in California?

My parents don't have the money (plus they don't want to) to pay for my insurance, so even though i'm turning seventeen this year, I still don't have my license. I'm trying to get a job, though, and was wondering if anyone could give me a ballpark for how much it'll cost a year...I get good grades, I know some places will give you discounts if you have good grades...so yeah. :)

Insurance on my boyfriend's car?

I recently got my license and haven't gotten a car yet. Since my boyfriend has two vehicles I am planning on using his car for work. He has liability on the car but I don't have any insurance and his insurance agent isn't sure if we can be on the same policy if we're not living together. Will I have to get my own insurance or is there anyway I can be covered by his policy? Please help! Any advice on the cheapest way to do this is appreciated. Thank you!

Driving family car with no insurance?

I Drive my sister's car around a bit because i couldn't afford my insurance. Since I don't have insurance but my sister does on her car, would I get a ticket or get car towed if I drive it around without insurance? or would my sister's insurance cover it too? Thanks

Cheap health insurance?

My health insurance at work is too expensive. Where can I find a low cost health insurance plan?

aaa insurance missouri quote

How much cost an insurance car in North Carolina?

Car insurance?

I just got my liscence and my friend told me that car insurance is more expensive for 16 year olds than 17 year olds because they have increased chances of getting into an accident. What are the average rates of insurance for sixteen year olds and is it worth waiting until I am 17 until the prices drop?

How much would insurance cost for a 17 year old?

I'm going to be seventeen soon and I'm just curious how much it will cost to insure me. My parents have USAA and they have some kind of family type plan with me my sister and both of my parents. I will probably be driving this car http://cgi.ebay.com/ebaymotors/2004-NIssan-350Z-custom-body-work-and-paint-/320645191467?pt=US_Cars_Trucks&hash=item4aa7f1572b#ht_930wt_1123 I don't care about your opinion of the car, and I don't need a lecture on the fact that I shouldn't street race I just want a ROUGH estimate of how much it will cost per year or per month or whatever you can find

Buying an insurance write off ( car )?

I was wondering if it was possible to buy an insurance write off for the purpose of using it off road, for things such as car trials and banger racing? i know that if a car is category C or below, it can be returned to the road after repairs, but what are the rules as to off road use?

Which is cheaper to insure a car?

I'm going to get a car for college, but I just need some information. My parents have AAA. Would it be cheaper to add the car onto their insurance (and pay them), or start my own insurance account with a different company?

Would insurance cover it?

My husband was involved in a car accident 2 years ago...the people filed a claim/law suit recently over some 'injuries' (which is BS because he works with this guy and he was no injured), just 2 days before statue of limitation expires. Since my husband's work requires so much traveling, it was pointless for him to keep car/insurance if he never drives, we sold his car so he no longer has car insurance. Now that these people 2 years LATER decided to sue...would his old insurance take care of it since the accident happened while he did have car insurance? And he was driving a friends car at the time...not his own care.

What the Cheapest Car insurance company in your area?

I know this answer can vary based on your driving record and other factors.

How much will my speeding ticket be?im 57 never once had a ticket/moving violation..it was in a school zone?

i was caught going 20 on a 15. i was driving my friends car will her insurance go up now?..i am on her insurance since we live togeather. does anyone know how much this ticket will cost me i am in las vegas

How can I get the best and competitive online insurance quotes?

Health Insurance?

I AM TRYING TO CHOOSE THE RIGHT INSURANCE FOR ME, AND DECIDED TO GO THROUGH BLUE SHIELD OF CALIFORNIA-WWW.MYLIFEPATHWAY.C... HOW DO I KNOW IT IS NOT A SCAM. CAN I CONTACT BLUESHIELD DIRECTLY AND ASK THEM ABOUT THIS INDEPENDENT MEMBER (WWW.MYLIFEPATHWAY.COM)OF THE BLUE SHIELD?

Does anyone know what are the deductible rates that AAA auto insurance offer?

What heapens if I don't pay for car insurance?

I have a car, but actually I don't wanna pay for insurance any more. So what happens if I don't pay and drive without insurance?

Help! which is cheaper of 2 cars on insurance?

which has cheaper insurance? 1. Mazda 3 touring hatchback 2009 (median level trim and automatic) 2. Volvo C30 T5 hatchback (base trim and automatic) ??? which one??? cuz my dad is worrying about the insurance for me. im 19 and going be 20 soon!

Mandated Health Insurance is different from Mandated Auto Insurance how?

The Supreme Court will be deciding if the government can force us to buy health insurance from a private corporation. The government forces us to buy auto liability insurance from a private corporation. I am at a loss to see the difference.

Can I drive without my name on car insurance?

I'm 18 living in California. I am not on my parents insurance because I don't have a job to help pay the monthly fee. I do however drive the car with my parent in the car with me. My mom signed a waiver that said something like My child is not responsible for any damages if in a collision. Basically saying that my mom is taking full responsibility if anything happens to the car wile we are driving. So I guess y question is; Is it illegal to drive without being on the insurance, but an adult who is on the insurance is in the car? In other words can I still drive with a parent whose name is on the insurance, even though my name isn't? I apologize if this sounds confusing.

What is the best health insurance?

Hi! I have been trying to find an affordable health insurance company. I am young and in good health. I am a nanny and am not offered health insurance. At my husband's job they ...show more

Life insurance question - term life and term life with return of premium?

Hello, my spouse and I are in the market for life insurance now. After some researching, we have pretty much decided to go with term or term return of premium insurance. I still have following to decide and if you could enlighten me on these I would appreciate it very much. Which company? I found the following list that's supposed to be the best life insurance companies at this website. http://www.lifeinsurancestar.com/lifeinsurance/company-ratings.php * New York Life: A++, stable outlook * Mass Mutual: A++, stable outlook * State Farm: A++, stable outlook * Geico: A++, stable outlook Does this mean I should probably check out these companies? We have State Farm for auto and home insurance. Would State Farm be a good way to go (convenient to have all three in one place)? I also thought Geico didn't offer life insurance. I was led to LifeQuotes page from Geico. Does this mean that this list is not reliable? How much? We are 40-45 years old, just We still have almost 30 years of mortgage, and 20 years of raising our son. I was using some calculator online (Kiplinger, Life Foundation?) to calculate how much coverage I need, and they both returned figures like 1+ million. How can this be? Is 1 million life insurance common these days? We have about 170,000 in remaining mortgage balance (actually I only included half of that in calculation), and I calculated monthly living expense to be 2,000-3,000 (depending on if our child is still with us)/month with my spouse's income to be 2,000/month, and also included college cost. Does this seem reasonable that this will add up to be million dollars in 30 years, with inflation? I was thinking of about 300,000-400,000 before using these calculators. Term or Term ROP? We have almost decided against Term ROP and to go with straight term, but are not final on this decision. What do you all think about ROP? With ROP, do we typically actually receive ALL of the premium, or are there any fees etc. subtracted from the refunded amount? Also, does ROP term insurance give you investment returns in addition to the amount of premium you paid? One of the reasons that we are leaning towards straight term is that with our current age, with 20-30 year policies, the likelihood well actually be using the death benefit would be moderately high then ROP wont be such a good deal, as well as hearing that if we just get term and invest the difference in the premium, wed be ahead of term ROP. How long? In this case, should we try to get a 20 year term (for while our son will be with us), or 30 year term, just to cover the full length of the mortgage, although I wouldnt need that much coverage towards the end of 30 years (our son will be with us for only 20 more years, our mortgage will be paid off except for last 10 years or so)? Or buy 25 year return of premium term policy and pay 5 more years of mortgage using the money we receive from return of premium? Or buy two term policies - a large amount of 20 year policy plus a smaller amount (to cover the remaining mortgage balance in the last 10 years of mortgage)? Thank you for your help!

If my car doesn't have collision coverage for car insurance?

if my car insurance doesn't include collision damages (when i'm the violator), does that mean my insurance company (geico) doesn't pay for any of my car's damages?

Does your license get suspended for not paying insurance?

Classic car insurance for a 19 year old?

I'm 19 and have saved up enough to purchase a classic muscle car. Are there any classic car insurance companies that will insure me? I will only be driving the car about 200-300 miles a month so it will be well below 5000 miles a year. Also, I have only one accident on my record and that was when someone backed into my car in a parking lot. What rates could I expect from these companies?

Car insurance for 17 year olds?

Hey people, i am 17 in april and i have been looking into buying a 1983 mini mayfair with 13 alloys and arches....and thats it... onlly a 998cc, not the fastest of cars but guess what quoted over 1,300 Whats the F%$*& point, any body know ov any good car insurers that i may get a quote from? cheers.... Kyle

How much will my Geico Insurance go up after my accident?

I have Geico Insurance. I had a DUI 2 years ago, and I pay $150/month for auto insurance. Two months ago I rear-ended a guy in bumper to bumper traffic (he stopped short. I've heard 90% of rear-end accidents, the person who did the hitting is at fault, but it was impossible to maintain a safe distance since people were constantly cutting in vying for an edge.) Anyway, neither of us told our insurance companies, we both took pics of each other's cars (mine looked way worse cause it already had a busted front end from someone who backed into it while parked at night and took off with no note). So I got an estimate from his mechanic for $1700. To fix my front-end, it's probably going to be $3000-4000. My question is (would LOVE to hear from a current geico or or other auto insurance agent) How much will my rates go up? How long will they go up for? Do I get a point on my license for this? Because if the amount they charge me (over time, in higher rates) is more than $4700 (i.e. his $1700 + my $3000) then I'll just pay for both on my own and spare myself the DMV point. But if it will be less than that (i.e. the higher rate expires before it reaches $4700 more), then I'll just tell my Insurance company and deal with the point. Can anyone help me here? Much appreciated!

Motorcycle Accident And Insurance?

I'm in California I was involved in a single bike wreck. immediately after wards two other motorcyclists collided in a separate but close in time and distance accident to mine. Now the insurance company is coming after me to pay the bill (Metaphorically). What should I do? any suggestions?

Where can I get motorcycle insurance in Ontario?

What website can I get motorcycle insurance in Ontario for a SPORT BIKE. Thanks

What's the benefit of saying you have no car insurance?

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